Last updated dic 16, 2014 | Posted in Blogs

The Car insurances are a must, whether for a car of the year, semi new or used, and even the so-called classic. However, there are many questions that arise when hiring or cancel auto insurance. That is why below we answer some of the questions that perhaps are ringing in your head.

Some questions about car insurances

If you are thinking of hiring any of the insurances car, you probably are wondering what kind of auto insurance coverages on the market today.

First, we tell you that almost all insurance companies offer basic coverage. Then they are available in the market for car insurances comprehensive policy, which covers partial or total damage caused by collision, fire and theft.

You can also consider hiring a hedge against fire and theft. While coverage for damage to third parties, which may cover –of póliza– according to personal and material damages not only the insured but the other victims involved in an accident.

Also among the accounts options with coverage for damage to passengers, covering the costs of the physical damage of the victims of a car accident insurance.

You can, for example, to hire an auto insurance with comprehensive coverage and third party liability policy. Also, as you can plan insured packages additional insurance coverage. To choose, you need to know what best suits your profile and can be useful in view of your lifestyle.

Other questions about car insurances

There is a very specific question but worries many. If your car is stolen and you are not current with dues or parcels of premium, does the insurance cover you hired? Well if your insurance has not been paid or if you have overdue fees, the insurer will deduct the value of your compensation.

Also, if you have outstanding fines, overdue property taxes, or other irregularities, the company may require that the situation before regularices pay you appropriate compensation. However, conditions may vary according to the insurance company. So we recommend that you carefully read the contract.

And what if your child has some sinister driving your car? Will insurance will provide coverage? Well, that car insurance carriers will ensure compensation if your car is hit by another person is essential that this be included in the insurance. But this will represent a cost plus the value of the insurance premium. But if another person other than the insured, who makes regular use of the car, then it’s worth paying more and be quiet.

Some insurers may agree to pay compensation for an accident caused by someone who eventually used, but this should not be under the influence of alcohol or drugs, have driver’s license, among other requirements.

 

Summary: Car insurances are a must, but many questions arise at the time of recruitment. Here we answer some of the questions that maybe you do.